Mortgages

Mooney Mortgage and Protection

At Mooney Mortgage and Protection, we understand that finding the right mortgage can be a complex and daunting task. That’s why we offer expert advice and personalised service to help you navigate the mortgage market and secure the best deal for your needs. Whether you’re a first-time buyer, looking to move, or interested in remortgaging, our comprehensive range of mortgage services is designed to make your journey as smooth and stress-free as possible.

First-Time Buyers

Buying your first home is an exciting milestone, but it can also be overwhelming. At Mooney Mortgage and Protection, we specialise in helping first-time buyers navigate the mortgage process with ease. We offer:

Expert Guidance:

From understanding mortgage options to managing your budget, we provide comprehensive support.

Personalised Advice:

Tailored mortgage solutions that fit your unique financial situation.

Smooth Process:

We handle the paperwork and liaise with lenders, so you can focus on finding your dream home. Start your homeownership journey with confidence by contacting us today.

Help to Buy

The Help to Buy scheme is designed to make homeownership more accessible. If you’re considering this option, Mooney Mortgage and Protection can help you understand and navigate the scheme, which includes:

Equity Loans:

Government loans that cover a percentage of the property cost, reducing the amount you need to borrow.

Shared Ownership:

Purchase a share of your home and pay rent on the remaining portion.

Expert Support:

Guidance through the application process and assistance in finding eligible properties.

Contact

Contact us to explore how Help to Buy can make your homeownership dreams a reality.

Movers

If you’re planning to move to a new home, Mooney Mortgage and Protection can help make the transition seamless. We offer:

Comprehensive Advice: Whether upsizing, downsizing, or relocating, we provide tailored mortgage solutions.
Market Expertise: Access to a wide range of mortgage products to find the best rates and terms.
Efficient Process: Streamlined application and approval process to facilitate a smooth move.
Let us help you find the perfect mortgage for your new home.

Remortgaging

Remortgaging can be a smart financial move, whether you’re looking to reduce your monthly payments, release equity, or switch to a better deal. Mooney Mortgage and Protection offers:

Expert Analysis: Review your current mortgage to identify savings opportunities.
Tailored Solutions: Find the best remortgaging options to meet your goals.
Hassle-Free Process: We manage the transition to your new mortgage, ensuring a smooth switch.
Explore your remortgaging options with our expert guidance.

Shared Ownership
Shared ownership offers a flexible path to homeownership by allowing you to purchase a share of a property and pay rent on the remainder. Mooney Mortgage and Protection provides:

Detailed Advice: Understand the benefits and commitments of shared ownership.
Tailored Solutions: Find mortgage products designed for shared ownership schemes.
Ongoing Support: Assistance throughout the purchasing process and beyond.
Discover how shared ownership can help you get on the property ladder.

Right to Buy
If you’re a council or housing association tenant looking to buy your home, the Right to Buy scheme can make this possible. Mooney Mortgage and Protection offers:

Expert Guidance: Help you understand your eligibility and the application process.
Tailored Mortgages: Find the best mortgage deals for Right to Buy purchases.
Comprehensive Support: Assistance with valuations, applications, and legal processes.
Unlock the opportunity to own your home with our expert support.

Buy to Let (Investment Property)
Investing in property can provide a steady income and long-term growth. Mooney Mortgage and Protection specialises in buy-to-let mortgages, offering:

Investment Advice: Understand the buy-to-let market and your financing options.
Tailored Solutions: Access to a range of mortgage products for investment properties.
Ongoing Support: From purchase to management, we provide support throughout your investment journey.
Maximise your property investment potential with our expert advice and services.

Contact us

Contact us today to learn more about our mortgage services and how Mooney Mortgage and Protection can help you achieve your property goals. Your journey to the perfect mortgage starts here.

YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

MOONEY MORTGAGE AND PROTECTION, A TRADING STYLE OF MOONEY MORTGAGE AND PROTECTION LIMITED IS AN APPOINTED REPRESENTATIVE OF HL PARTNERSHIP LIMITED WHICH IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

MOONEY MORTGAGE AND PROTECTION LIMITED ARE REGISTERED IN ENGLAND AND WALES. REGISTERED NO: 14803666. REGISTERED OFFICE: 2 CAMBRIAN CRESCENT, MARSHFIELD, CARDIFF, WALES, CF3 2TD

THE GUIDANCE AND/OR INFORMATION CONTAINED WITHIN THIS WEBSITE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS BASED IN THE UK.

THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE PRECISE AMOUNT OF THE FEE WILL DEPEND UPON YOUR CIRCUMSTANCES BUT WILL RANGE FROM £595 TO £995 AND THIS WILL BE DISCUSSED AND AGREED WITH YOU AT THE EARLIEST OPPORTUNITY